Financial Problems from Hospital Bills

They say getting sick is worse than being robbed. At least when one is robbed, only the possessions and funds you already have get taken. When one gets seriously sick, the situation is akin to a bottomless well into which all one’s resources are poured in with no end in sight. The irony of this is both situations – getting sick and being robbed – are not always but most often preventable.

It could be argued that with the right financial planning, getting sick should not be too much of a problem. After all, everybody gets sick at some point, so it would just be prudent to have a contingency for when the time comes, such as health insurance. However, not everyone is so far-seeing, or some people simply cannot afford to pay for a what-if when funds are not enough to even cover the need-now. When one gets sick or is involved in an accident, therefore, it can be tough trying to find a way to make ends meet.

When one is seriously ill or injured, having financial problems from hospital bills is to be expected. But if a bad situation is made even worse because of hospital negligence, the financial burden can just be too much to handle. Hospital negligence is in general the failure to provide reasonable care and ensure the adequate safety of the patient while undergoing treatment. It is a fortunate thing that in the US, this can be an actionable case. It is then possible for the victim of someone’s recklessness, negligence or error to recover damages for the consequences of the wrongful act.

However, it should be noted that filing a case against a hospital for personal injury can be a tricky situation. Hospitals usually retain lawyers for just such contingencies, so it would be smart for a would-be plaintiff to consult with another lawyer who knows how to handle cases involving hospital negligence.

Defining Product Liability Damages under Personal Injury Law

Personal injury is just one of the aspects of product liability, although it is often used to refer to how a product defect has adversely affected the plaintiff. The term “damages” is also widely used in civil tort cases but most people only have a vague idea of what it is.

There are two types of damages: compensatory and punitive. According to the website of law firm Ravid & Associates, P.C. in Detroit, compensatory damages refer to actual costs to the plaintiff as a result of the product defect such as medical expenses, property repair or replacement, loss of income and disability expenditure. Punitive damages, as the term implies, is a type of punishment for the defendant for causing injury in the first place, and includes loss of consortium as well as the ever-popular pain and suffering.

Damages are always expressed in financial terms, and it is determined based on a set of factors that has been established from previous cases. Instances where permanent lifestyle changes become necessary complicates a claim. Some states may have a cap on punitive damages, and some may not allow it under certain scenarios. Habush Habush & Rottier S.C.® would know these differences and be able to communicate them with you. They could also help you determine whether or not your claim is valid.

Determining what would essentially be “payment” to alleviate whatever suffering and losses that accrued to a particular plaintiff because of a defendant’s wrongful act is not always easy. In most cases, punitive damages are much more subjective because in general a jury decides on fair value for something non-quantifiable such as pain and suffering. In contrast, compensatory damages are based on economic losses that can be quantified, such as medical bills. In consequence, punitive damages fluctuate wildly depending on the type of jury, and are the source of much debate on appeal.

It is in the best interest of the plaintiff that the amount of damages is not disputed because it means a quicker process. It is therefore essential that the lawyer chosen has experience in handling personal injury cases in the pertinent state because he or she would know what amount and type of damages is reasonable and unlikely to be challenged.

Getting Pet Stains out of Carpets

Having a pet in the house is both emotionally gratifying and physically exhausting. A dog, for example, requires as much attention and energy as a small child, and it can be just as messy! Even a well-disciplined dog cannot help shedding hair or slobbering, and if there is no regular dog walking schedule, it is inevitable that the carpet will be the one to be on the receiving end of a very natural process. Any kind of pet, for that matter, is sure to make some type of contribution to any carpet at some point, unfortunately for homeowners.

If an “accident” happens, it can be difficult to get the stains out, especially if the carpet is light colored and/or deep-pile. There are many house products that may do the trick, but any new product should be tested in an obscure part of the carpet in case of an adverse reaction. Depending on the type of pet, the smell factor could also come into play even if the stains come out.

Another concern with do-it-yourself carpet cleaning is that sometimes the stain seeps down to the nap of the carpet. If it isn’t completely removed, it can become permanent over time. Pet stains are not the only things that may work itself into the carpet. Dust, dander and other contaminants can also make a room smelly, musty, cause allergies, and even degrade the carpet itself.

While it may seem like an unnecessary expense, it would be better to get pet stains and other contaminants out of carpets by having a professional in your area do a thorough cleaning at least once a year. It will preserve the integrity of the carpet as well as ensure that there are no hidden “surprises” lurking underfoot.